Colonial Group, Inc.

Credit Analyst

Savannah, GA

Full-time

About This Job

Colonial Group, Inc. is a multigenerational, family-owned parent company overseeing a diverse portfolio of subsidiaries. Through our strategic infrastructure, logistics expertise, and a broad range of products and services, we create significant value for our customers while driving innovation and operational excellence.

The Credit Analyst reviews credit information for the purpose of assessing risk involved in the extension of credit, prepares reports of findings, and assists in certain collection efforts.

JOB EXPECTATIONS/DUTIES

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Perform quantitative and qualitative assessments of customers and propose adequate credit limits.

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Review credit applications and conducts credit investigations.

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Determine required information, including company financial statements.

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Compare items such as liquidity, profitability, credit history, and cash, with other companies of the same industry, size, and geographic location.

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Analyze such factors as income growth, quality of management, market share, and potential risks of industry.

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Assist in managing letters of credit issued to vendors as well as those issued by customers.

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Perform industry research and ratios.

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Conduct regular credit reviews to assess credit risk and maintain credit data.

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Occasionally assist in collecting past due accounts.

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Special projects as requested by Management (i.e. review reports, update info, etc.)

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Placing and releasing credit holds based on past dues, other information, etc.

Qualifications

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BA or BAS degree required.

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Financial Statement Analysis experience preferred.

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Two or more years of Credit Analysis experience preferred.

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Strong skills are required in Microsoft Word, Excel and Outlook.

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Must be self-motivated, organized, and able to manage multiple priorities and have excellent communication and customer service skills.

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

While performing the duties of this job, the employee is regularly required to sit, stand, walk, and may occasionally lift and/or move up to 20 pounds. Minimal travel can be required, up to 5%.

Eligibility Requirements: Hiring is contingent upon eligibility to work in the United States.

Colonial Group, Inc. is committed to creating an environment that values and supports diversity and inclusiveness across our organizations. We encourage applications from qualified individuals who will help us achieve this mission. Colonial Group, Inc. prohibits discrimination of and will receive consideration for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, veteran status, marital status, or any other legally protected status.