Job Summary
In this role, you will be responsible for assessing the creditworthiness of new and existing customers, ensuring adherence to credit policies, and collaborating with multiple teams to facilitate a seamless credit approval process. Your expertise will help drive informed credit decisions while balancing risk and business growth.What You Will Do
•Collaborate with Applicants & Sales Engage with new applicants and the sales team to collect necessary information, answer inquiries, and ensure a smooth credit application process.
•Validate & Verify Information Confirm the authenticity, completeness, and accuracy of financial data, ensuring compliance with company credit policies.
•Conduct Credit Analysis Review credit reports, trade and bank references, financial statements, and other critical data to assess the financial health of new and existing customer accounts.
•Provide Credit Recommendations Prepare detailed credit reviews that outline a customers financial position and propose appropriate terms to the Credit Director.
•Mitigate Risk Identify potential risks and implement strategies to reduce financial exposure while ensuring continued business growth.
•Foster Effective Communication Clearly convey credit decisions and risk assessments to the sales team and customers, ensuring transparency and understanding.
•Maintain Accurate Records Create and update customer records across multiple systems with precision and timeliness.
•Support Daily Credit Operations Monitor the credit department inbox, addressing new data and change requests from sales, customer service, operations, and customers.
Additional* Must develop good knowledge of NetSuite and BHOS navigation and reporting features
•Assist with customer A/R account reconciliations
Supervision of Others
Work Environment
•Typically work is performed in an office setting.
Physical Demands
•Able to sit and stand for extended periods of time.
•Able to move about office setting to complete responsibilities.
•Able to move freely around work and customer sites.
•Able to climb stairs and ladders, kneel, bend, and stoop.
•Heavy use of phone, computer, and office equipment.
•Able to lift up to 25 lbs.
Travel
What You Will Bring
•A strong analytical mindset with the ability to interpret financial data and credit reports.
•Experience in credit analysis, finance, or risk management is preferred.
•Familiarity with credit policies, financial statements, and trade references.
•Excellent attention to detail and problem-solving skills.
•Strong communication and collaboration abilities to interact with sales teams, customers, and internal stakeholders.
•Proficiency in financial software, credit assessment tools, and CRM systems is a plus
Preferred
•Bachelors Degree in Accounting, Finance, Business Administration is a plus
•Experience in NetSuite, Oracle, Workflow AR or a related ERP based system.
•Previous experience with Microsoft Teams and other Microsoft products (word, excel, etc).
•Experience in transportation, lubricants, fuel, or a related industry.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
EEO Statement
Senergy Petroleum is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, veteran status, or any other characteristic protected by applicable law. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.